BPI Personal Loan – Are There Special Requirements in Applying For It?

Guide on Whether There Are Special Requirements in Applying for BPI Personal Loan or None

BPI PERSONAL LOAN – Here is a guide on whether there are special requirements in applying for the personal loan offer of the Bank of the Philippine Islands or none.

Nowadays, loan offers by various entities have become the turn-tos of a lot of people most especially when financial emergencies cross the surface. These offers are provided by banks, government agencies, and lending companies.

There are personal loan offers, auto loan offers, and home loan offers among others. The personal loan are multi-purpose offers that can aid you in making ends meet, purchasing a new appliance, getting your car repaired, paying for the utility bills, etc.

The Bank of the Philippine Islands or more commonly called as BPI is one of those that have personal loans. It has an offer for the public and as well as one that caters seafarers.

BPI Personal Loan

With regards to the BPI Personal Loan for the public, the bank has set minimal requirements in applying. To be eligible, the applicant must be:

  • at least 21 years old but not more than 60 years old upon the maturity of the loan
  • a Filipino citizen
  • living or working within 30 kilometers from the nearest branch of BPI

With regards to the requirements in applying for BPI Personal Loan, the sets would vary depending on whether you are employed, a professional, or self-employed. There are no special requirements.

Employed / Professionals:

  • Two (2) valid government-issued IDs with one (1) government ID bearing a photo
  • Proof of Income
    • Three (3) months original pay slips
    • Latest BIR Form 2316 or ITR


  • Two (2) valid government-issued IDs with one (1) government ID bearing a photo
  • Proof of Income
    • DTI/SEC business registration certificate
    • Three (3) years audited financial statements (FS)
    • Latest ITR Form 1700 or 1701

Do you want to know how much you can borrow under the said BPI loan offer? You may visit – BPI PERSONAL LOAN – Updated Minimum & Maximum Loanable Amounts Under It.

Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.

READ ALSO: BPI PERSONAL LOAN – How Long Is the Loan Approval Duration

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