Wednesday, February 8, 2023

CTBC Bank Salary Loan – Is Credit Card Needed in Applying?

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Guide on Whether A Credit Card Is Required in Applying for CTBC Bank Salary Loan or Not

CTBC BANK SALARY LOAN – Are you wondering whether a credit card is needed in applying for the salary loan offer of CTBC Bank or not?

Nowadays, a lot of banks got salary loan offers for the public. They are in the pursuit of providing financial assistance most especially for those who are struggling to make ends meet. Truth be told that the increasing prices of goods and services have greatly affect the budget of many Filipino household.

Also, aside from helping make ends meet, these salary loan offers also aim to help individuals reach big goals. Most offers are open for application to fund a home renovation, a car repair, a travel, a special event, etc.

One of the banks with the said offer is the Chinatrust Philippines Commercial Banking Corporation. More commonly called as CTBC, it is a subsidiary bank of Chinatrust Commercial Bank Corp. of Taiwan.

CTBC Bank Salary Loan

With regards to the salary loan offer of the said bank, it is open for both employed and self-employed individuals. To be eligible for the said loan offer, the applicant must be:

  • a Filipino citizen
  • between 23 to 60 years old
  • earning at least Php 15,000.00 monthly for applicants who are based in Metro Manila and Php 10,000.00 for those based in provinces
  • having an office landline
  • employed in the current company for at least a year on a regular or permanent status or self-employed and running a registered and profitable business for at least three (3) years already

With regards to whether a credit card is needed in applying for CTBC Bank Salary Loan, based on an article on eCompare Mo, there is no need for a client to have a credit card. The following requirements must be prepared instead:

  • Duly-accomplished loan application form
  • Photocopy of the following:
    • latest ITR / BIR Form 2316
    • ID issued by the employer bearing a photo and signature
    • one (1) month latest payslip

Do you want to know how much you can borrow? You may visit – CTBC BANK PERSONAL LOAN – Minimum & Maximum Loanable Amounts.

You might also want a guide on how to apply for the said CTBC Bank loan offer. Feel free to visit – CTBC BANK SALARY LOAN – How To Apply For Salary Loan To CTBC Bank.

Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.

READ ALSO: CTBC BANK LOANS – Full List of Loan Offers You May Apply For


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