Tuesday, February 7, 2023

PNB LOAN INTEREST RATES – List Of Interest Rates Under PNB Loans

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Full List of PNB Loan Interest Rates Provided by the Bank

PNB LOAN INTEREST RATES – Here is a list of the interest rates implemented by the Philippine National Bank on its loan offers.

One of the government banks in the Philippines that have loan offers for the public is the Philippine National Bank. More commonly known as the PNB, it offers three(3) major loans:

  • PNB Personal Loan – This loan offer is perfect for any purpose. You may apply for it to fund an event celebration, pay for the utility bills, make a big purchase, etc.
  • PNB Home Loan – Do you want acquire a residential property that you can call your own? This loan offer can help you reach your personal goal to have your own house.
  • PNB Auto Loan – This loan offer is for those who wanted to acquire their own vehicle. It is now possible even though you don’t have the cash to pay for a car in full.
PNB Loan Interest Rates

With regards to the PNB Loan Interest Rates implemented by the bank on its loan offers, there may be differences and factors such as the amount and the term of payment may affect the rate.

Based on the official website of the Philippine National Bank, here is a list of the PNB Loan Interest Rates under the home loan and car loan offers:

PNB Home Loan

  • 5.75% fixed for 1 year
  • 6.50% fixed for 2-3 years
  • 6.75% fixed for 4-5 years
  • 8.50% fixed for 10 years
  • 10.25% fixed for 15 years
  • 10.75% fixed for 20 years

PNB Car Loan

Brand New Vehicles

  • 12 Months
    • Effective Interest Rate – 9.36%
    • Add-On Rate – 5.29%
  • 18 Months
    • EIR – 9.54%
    • AOR – 7.72%
  • 24 Months
    • EIR – 9.74%
    • AOR – 10.46%
  • 36 Months
    • EIR – 9.94%
    • AOR – 16.05%
  • 48 Months
    • EIR – 10.03%
    • AOR – 21.80%
  • 60 Months
    • EIR – 10.18%
    • AOR – 28.01%

Second-Hand Vehicles

  • 12 Months
    • EIR – 12.40%
    • AOR – 7.97%
  • 18 Months
    • EIR – 13.82%
    • AOR – 11.29%
  • 24 Months
    • EIR – 14.01%
    • AOR – 15.25%
  • 36 Months
    • EIR – 14.20%
    • AOR – 23.39%
  • 48 Months
    • EIR – 15.05%
    • AOR – 33.70%

According to the Philippine National Bank, with regards to the PNB Loan Interest Rates on personal loan offers, the rates are “competitive” and may depend on several factors such as the loan tenor and the interest-rate setting scheme.

Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.

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