HOME CREDIT CASH LOAN – Minimum & Maximum Amounts You Can Borrow

Guide on the Minimum & Maximum Amounts You Can Borrow Under the Home Credit Cash Loan

HOME CREDIT CASH LOAN – Here is a guide on the minimum and maximum amounts that you can borrow under this Home Credit offer.

Undeniably, aside from loans offered by banks in the Philippines, several lending companies have become the turn-tos of many people for some cash assistance. One of these lending firms is Home Credit Philippines which rose to fame in just a short time.

Most people are surely aware about Home Credit. Initially, they offer loan for the purchase of gadgets, appliances, and other purchases. You may apply for a loan and pay only for the down payment which is usually 30% of the price of the target item and bring it home. The rest will be paid through monthly installments.

That was the only offer before but, now, you may apply for Home Credit Cash Loan. The minimum amount you can borrow under it is big enough and the maximum loanable amount could be something that best suits your personal goal.

Home Credit Cash Loan

The cash loan offer of the prominent lending firm is open for individuals who have and do not have previous accounts with them. Provided, in the case of the former, the applicant must have a good credit standing. They usually send offers to good payers.

With regards to how much you can borrow under the Home Credit Cash Loan, the firm has posted details about on its official website. Here are the minimum and maximum loanable amounts. The latter would depend on the capacity of the applicant as per the approval of the firm.

  • Minimum Loanable Amount – Php 10,000.00
  • Maximum Loanable Amount – Depends on the offer of Home Credit

Usually, the processing for the loan offer takes only half an hour. You just have to prepare two (2) valid identification cards (IDs) with at least one(1) of them issued by the government and one bearing your address.

With regards to the money, Home Credit will send to the borrower based on his or her preferred mode – through a bank account or a remittance center.

  • Through a bank account – Should you wish your money to be sent through a bank account, the lending firm will ask your account number. It will deposited in the said account within a week since the approval of the loan application.
  • Through a remittance center – If you chose to get your money through a remittance center, Home Credit will send you a message containing the confirmation and the reference number of the fund sent to you. Head to a branch of the said remittance center together with a valid ID.

In case you received two (2) offers from Home Credit, you might be wondering which of the two (2) you might take. You may visit – Home Credit Cash Loan – Which Offer You Must Apply For If You Receive 2.

Amid the COVID-19 pandemic now, Home Credit has made the application for its loan offers more convenient and safe. You can choose from the three (3) options on how to apply for the said loan offer. You may visit – Home Credit Cash Loan – 3 Ways To Apply For Home Credit Cash Loan.

When you already have a cash loan account to the lending company, it is important to be a good credit payer. It is through a good credit standing that more offers from the lending firm will be coming your way. Also, you can avoid penalties. To check on it, you may visit – Home Credit Cash Loan Late Payment Penalty Clients Must Be Aware Of.

Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.

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751 thoughts on “HOME CREDIT CASH LOAN – Minimum & Maximum Amounts You Can Borrow”

  1. Hello Good Day!
    I had my phone credit last year, and i never tried being delayed on my payments because it was automatically deducted from my account.
    But why is it that I’ve never received a call from home credit offering cash loan, while my friend received.
    Do i have a chance to be an eligible applicant for a cashloan? How?

    Reply
  2. As a student it is very hard to go to school without phones to be used because I can’t fulfill with my projects and assignments and aside from that I’m a disabled person due to an accident.

    Reply
  3. my poultry business ako at gusto ko itong dagdagan.. kylngan ng xtra puhunan khit pa dag dag lang sa materyales.. plsss count me In.. thankyou

    Reply
  4. Ask lng po ako,,kakakuha ko lng po ng cp,,,pangatlong home credit ko na po ito,,pwede pa rid po bang mg cash loan??salamat po..

    Reply
  5. ilang taon na ako nag aapply sa inyo di nman na aaprobahan….hindi naman sana ako ang taong di marunong magbayad….so disappointing,di man lang bigyan ng chance ang tao…..

    Reply
  6. Home credit gusto ko mag avail ng inyong cash loan para dagdag capital ng aking tindahan,dahil marami ang nagsabi na maganda ang inyong serbisyo at maliit ang tubo,ngunit wala akong sss,umid,tin id.ang dito lang sa akin voters cert at philhealth id.anong aking gawin?gusto ko mag avail.

    Reply
  7. Gusto ko mag avail but voters cert lang at philhealth id lang ang mayroon ako.anong gawin ko home credit gusto ko mag avail.

    Reply
  8. Need ko po pang dagdag puhunan sa maliit na negosyo, hindi po talaga kaya ng minimum na sahod ang pagpapa-aral sa 3 kong anak.

    Reply
  9. Bakit message pa kau ng message ayaw nyo naman aq aprubahan bakit puro paasa natural mg aply aq sa iba ayaw nyo eh. Parang kau un ex ko paasa ilang try na nga ba aq 4 times na ata hangang ngayon

    Reply
  10. How can i renew my cash loan in home credit account number 3900905680?i was fully paid my current loan last month.

    Reply
  11. 30k?for 1 year,how much my Monthly payment?i am an updated payer last year for 9 months,and i have existing credit from Jan.-to June 2020..my monthly payment is also updated from Jan.-Feb.

    Reply
  12. Gusto ko po sanang manghiram o magloan, pandagdag puhunan po sa tindahan namin, dinggin nyo po Sana, maraming salamat.

    Reply
  13. Meron npo ako account s Home credit kso po oper po nla skin apliances cash loan po sna ang gusto k paano po ggwain k

    Reply
  14. How po to borrow right now,in home credit i was supposedtedly fill up application in home credit apps,in enchance community service i would like to know,how can i make borrow money to need in my business online grow. pls. need info,pls. call me at my no. 09303660667

    Reply
  15. Hello po, Good afternoon Sir Madam.

    Me, Larry Ocampo Sr
    I’m From : Caliguian Burgos Isabela Philippines code #3322

    Reply
  16. Pwede po ba mag cash loan kahit hindi pako fully paid sa home credit na cp? 2 months pa ang balance ko. Hindi ko pa mahulugan kasi wala pang work.approve po ba??

    Reply
  17. Hiram sana ako pang capital..kc naubos na capital ko dahil nag lock down.
    Gusto ko po mka bangon..
    Im begging i need your help.

    Pls po

    Reply
  18. Pls need lng po.pra mkapg smula po mkpag tinda para po saken apat na anak na tanging ako lng tumatyo ama’t ina nla pls sna po mkahram po ako ng png ppuhunan k sken pannda ng fishball at mga prutas

    Reply
  19. Godmorning po! gusto kopo mag hiram pang puhonan, magkano naman po ang interes? maraming salamat! ano po ang website?

    Reply
  20. Sana ako na po makakuha na tagal na kasi nila nag offer 1month na wala pa po need kolang ng money ngayon. Ngayon na crisis

    Reply
  21. Mag laon sana kaibigan ko . Kasi tinuruan ko siya , pero hindi siya maka apply dahil sa luma ng number ang OTP ma send. Paano po ito ?

    Reply
  22. If for example, I will borrow 50k,,, what is the maximum months for paying.. how much is the interest per month.

    Reply
  23. Hello Sir/ma’am how can I avail loan even here I am in abroad..but I have a business in Philippines Right now for 4yrs.. possible to avail the loan

    Reply
  24. Im intersted to this offer.
    Pang puhunan lang po ng sarisari store, for medical and allowance gastosin pang araw2 pa puntang work. Thank you and best regards

    Reply
  25. I have an existing loan with you home credit in form of gadget (oppo cp) I have still 4 months to go, for these can I also avail a cash loan of 50k

    Reply
  26. Good day,

    Just want to inquire on how much is the interest rate if I apply for a loan with the amount of 50,000.00 pesos and how is the payment or when shall i start for my monhtly amortization?

    Thanks and Best regards,
    Edgar B. Arcillas

    Reply
  27. I want to apply a cash loan at home credit how can i apply and avail i need cash in which i can pay in installment basis within a period of 1year only

    Reply
  28. Gusto kong magbayad sa utang ko san po ba Ko dapat magbayad ksi po lumipat po kami nang tirahan at nasira po yong pinagtrabahuan ko gusto ko po magbayad kahit paunti unti tnxs nakarecover na po kasi ako ngaun sa buhay….

    Reply
  29. Gusto kong magbayad sa utang ko san po ba Ko dapat magbayad ksi po lumipat po kami nang tirahan at nagsara po yong pinagtrabahuan ko gusto ko po magbayad kahit paunti unti tnxs nakarecover na po kasi ako ngaun sa buhay….

    Reply
  30. Good day po..Pde na po ba ako mkpg cash loan..dti nkpg loan na po sa mga items..tagal ko na po un ntpos..sana mkpg cash loan ako. Thank you

    Reply
  31. Need ku po pang simula magnigusyo sa palingke po para po my pang araw araw akong kita at pang gastos sa apat kung anak.mlapit lng bhay ku sa palingki po kaya gusto ku magbinta ng khit ano po pang puhonan lng po ang wla.

    Reply
  32. Sir pwedi po ba ako dto sa home cridet nyo po pa flight napo kami ng misis ko this week po pa saudi pomaiowan kolang po sana sa anak ko na alawance nya at ok lng po ba monthly po kasi monthly po kami mag papa dala at anu po kailangan dto po

    Reply
  33. Pwede po ba mag cash loan for starting new business bali pandagdag puhunan narin kasi malapit kami sa school plan ko po mag tinda nh school supply po..

    Reply
  34. Good day po, sana pwd po ako maka avail nito para pagpuhunan ko. Mahilig po ako sa business kaso walang sapat na ipuhunan. I’m looking forward to your offer, hoping for this I can. Thank you and Godbless also more power to your company…!

    Reply
  35. Gagamitin kulang po sa negosyo Kasi kalangan kolang po para sa pag araal ng mga anak kasi kulang po ang sahud ko kaya kaylangan mag negosyo

    Reply
  36. Good afternoon po .. Sana po ma Ok po para po pang puhunan ko po para sa mga anak ko po at pandagdag sa pang gatas at mapa ct-can ko na po ang 5 yeas old ko po na anak at sa 1 years old ko po na babae bunso po .. Salamat po ..

    Reply
  37. NEED KO PO NG PERA PARA PO MAKA PAG NEGOSYO PO AT PARA MY PANG KAIN PO UNG MAG INA KO SA ARAW ARAW DAHIL SOBRANG. HIRAP PO NG BUHAY NGAUN SANA PO MAPA HIRAM NYO AKO SALAMAT PO KUNG PAKIKINGGAN NYO PO ITONG MENSAHE KO 09368479755 ayan n din ang numero ko

    Reply
  38. Hello po… pwede po ba mag apply ng CASHLOAN? need ko lang po ngayon ng cash para makapagstart ng business po..tnx po…

    Reply
  39. I want to know the active Home Credit email address, pls have it here, i want to send some important matter regrding on my cash loan

    Reply
  40. Pwede po b uli aqo mag avail ng cash loan?2 po kasi ung cash loan qo…ung 1 tapos na nung feb.ung 1 po tapos n din nxt month…i want to know lng po kung mag ooffer po uli kau ng cash loan?

    Reply
  41. Pwd po ba ako mg loan for business expenses po, isa po akong security guard 10k to 20k ang sahod ko isang buwan pero ki sinas po sahod namin

    Reply
  42. Hello po..pwede po ba ako mka apply ng loan kahit may gadget loan po ako pero yung cp ay bali pinahuloghulogan ko lang sa kaibigan ko dito lang po sya sa magbayad.

    Reply
  43. Pwede po bang maka loan ang walang bank account? Kailangan ko lang po talaga ng pera ngayon..sana maka avail ako…

    Reply
  44. please naman po ma’am/sir, wala po palyado magbayad po sa inyo, basta matulunga nyo nyo po ako sa probema kopo ngyon, salamat po ng marami, at mabuhay po kau

    Reply
  45. Good pm po, matagal na po ako nagaantay ng oper nyo for cashloan pero hnggang ngaun wala parin po, matagal na po ako bayad sa mga dati kong loans, bafo pa mag pandemic, kong ma opriran nyo po uli ako kukunin ko, maraming salamat po,

    Reply
  46. I have a titled land and plan to build small dwelling units for rent in an area where an expanding hospital will be hiring additional staff from out of town. There is already a demand and shortage of this need hereabouts. I am a healthy and active 71 years old. Will I qualify to apply for cash assistance?

    Reply
  47. Kailan po aq pwde mg apply ng cash loan,kasi kailangan q po para dagdag sa sinimulan kung negosyo……my kulang pa po aqng Isang bayad sa sa fon q sa home credit…..matapos na po siyang bayaran q sa august po,sa sunod na buwan…..pwde po ba aq mg apply ng cash loans????

    Reply
  48. Pwede pa po ba ako mag home credit po ulit kasi po nag apply na ako nong una at approve nman po kaso hindi po natuloy ang pagkuha ko ng appliances at cellphone kasi hindi po ako nakabalik dahil sa sobrang lakas ng ulan. Maka avail po kaya ako muli ng home credit loan.

    Reply
  49. Need ko lang mag loan kasi tagal ko mangarap na mag negosyo…at gustong gusto po talaga namin..ng partner ko..kasi lakas po yung uling ditu sa amin at mga gulay sari,sari..at para lang po ahon kmi sa hirap…marami po kaming gustung itinda kaso wla po kaming mahihiraman…sana po…i paloan nyu po kami salamat..And God Bless po..

    Reply
  50. Kailangan pambayad sa bill nang kuryente at tubig. Sana ang first payment one month after the approval of the loan

    Reply
  51. Good pm. I know Home Credit Lending is well-known among all clientele and I trust this company since I have been a customer before. I already applied for two gadgets and in an instalment bases.
    This time if your company could trust me again, I would like to avail a cash loan.
    Please notify me of your valued reply.
    Thank you so much.

    Reply
  52. pwede po b ako maka avail ulit ng cashloan katatapos lang po namin magbayad ng misis ko baka po pwede ako naman ang magloan. tnxs

    Reply
  53. Magandang umaga po sainyo mom sir ako si stephanie basilio ulilang anak nag iisa nalang po ako sa buhay wala po ako mga kapatid solo lang ako anak pero po may asawa na mom sir gusto ko po sana magkaroon manlang kahit na maliit na tindahan para po maka tulong ako sa akin asawa hirap din kami sa buhay minsan po sa isang araw isang besit lang kami kumakain ang akin naman asawa kapag nag ttrabaho hindi nari n sya kumakain dahil nag titiid kami tuwing linggo po nag babayad kami ng bahay indi po namin kaya buo ibigay sa may ari ng bahay ang upa namin dahil po maliit lang po ng sinasahod ng asawa ko kulang na kulang pa sana po mom sir maibigan nyo ang akin sulat po sana po matulongan nyo po ako para kahit papaano marulongan kp ang akin asawa wala na po kami iba inaasahan kundi kami nalang dalawa sana po bigyan nyo ako nag pansin matulongan nyo po sana ako maraming marami po salamat sainyo kung sakali mabasa nyo ang akin sulat gud bleseed you to all and more more power and blesseng

    Reply
  54. Pwde po ba akong magLoan gusto ko po sna magpaGamot may sakit po kc akong epeLypSi,,,kaya kung pwde pgbigyan mo po ako,mkpagLOAN.salamat po

    Reply
  55. Pwedi po ba ako cash loan dati po na ka cash loan po ako kaya gusto ko Sana mag loan ulit 09196894041 yan po number ko

    Reply
  56. Puede ba ako makapag loan dagdag puhunan sa sari sari store ko anu po ang term at mag kano interet kung sakali mabigyan ako ilan days term at mag kano monthly payment at interest????

    Reply
  57. Good day sir/ Maam, gusto ko po magcash loan dati na po ako nangungutang dito sa home cridet nag log in po ako para sa cash loan kailangan ko raw po ienter ang 10 digit number acount ko ang problema po nawala na po yung account number q nun hindi q po maalala ano po ang gagawin ko para makaloan ulit ako salamat po sa sagot godbless po

    Reply

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