Home Credit Loan – List of IDs Accepted in Applying For Product / Cash Loan

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List of IDs You May Present in Applying for Home Credit Loan (Product / Cash)

HOME CREDIT LOAN – Here is a list of the identification cards (IDs) that are accepted in applying for the product and cash loans of Home Credit Philippines.

Most people nowadays are familiar with Home Credit Philippines. In fact, many people have availed the services and offers of this lending company which rapidly rose to popularity due to their excellent offers.

When you go to shopping malls, you are most likely to see Home Credit agents that are ready to assist the clients. Wearing white and red uniforms which are usually polo shirts, these agents were deployed to answer client queries and as well as guide them in the application process despite that it can be done online.

With regards to the offers of Home Credit Philippines, there are two (2) main Home Credit loans that you may apply for – the product loan and the cash loan. Both serve different purposes.

Home Credit Loan

If you are into buying a laptop, an appliance, a new mobile phone, or another item but you cannot pay for it in full yet, you may apply for the product loan. The lending firm will pay a huge part of the selling price for you while you only have to pay for the downpayment.

Do you want to know how much you must prepare for the downpayment? You may visit – Home Credit Loan Downpayment – How To Check For Downpayment Based on Item’s Price.

With regards to the cash loan offer, you may apply for it if you are in need of money for other purposes. It can help you make ends meet, cope with medical emergencies, pay for the utility bills, etc.

Are you planning to apply for any of the said Home Credit loans?

In applying for a Home Credit loan, may it be a cash loan or a product loan, the applicant must be a Filipino citizen aging between 18 to 68 years old. He or she must be having a stable source of income. With regards to the requirements, two (2) valid IDs have to be submitted.

Primary IDs:

  • SSS ID
  • UMID
  • PRC ID
  • Driver’s License
  • Voter’s ID
  • Passport
  • TIN ID

Secondary IDs:

  • Bank account statement
  • Brgy. Certificate/Clearance
  • Certificate of Employment
  • NBI Clearance
  • Company ID
  • Electric bill
  • Mobile phone bill
  • Water bill
  • PAGIBIG/HDMF ID
  • PhilHealth Card
  • Phone bill
  • Postal ID
  • Remittance Slip
  • Salary Slip

Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.

READ ALSO: HOME CREDIT CASH LOAN – How To Apply For It Through the Home Credit App

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