GSIS Pension Emergency Loan – How Much Is Loanable Under This Loan Offer


Guide on the Loanable Amount Under the GSIS Pension Emergency Loan

GSIS PENSION EMERGENCY LOAN – Here is a guide on how much is loanable under the emergency loan offer of the Government Service Insurance System (GSIS).

One of the biggest insurance institutions in the Philippines is the Government Service Insurance System. It is more commonly known as the GSIS and it offers a lot of benefits to its members. Most of its members are employees of the government and the public sectors.

To avail the benefits of the social insurance institution, the member must be an active contributor except from those who were already granted the retirement benefit or the monthly pension.

Aside from the GSIS Pension, the social insurance institution also offers a GSIS Pension Emergency Loan. It’s implemented since November 2013 following the Presidential Proclamation No. 682 which declared several areas under a State of Calamity due to super typhoon Yolanda.

GSIS Pension Emergency Loan

Based on the official website of the Government Service Insurance System, the GSIS Pension Emergency Loan is intended for pensioners who are living in areas hit by a calamity. The loanable amount under this type of loan is Php 20,000.00.

According to GSIS, with regards to the terms, the conditions under this emergency loan offer for pensioners is the same to those loan offer to active members. The interest rate is at 6% and the loan is payable for up to 36 monthly payments. It is under a loan redemption insurance.

With regards to the payment of the loan, the first monthly payment is three(3) months after the Pension Emergency Loan of a member-pensioner was approved. It is on or before the 10th day of the third month after the loan application approval.

To apply, you may visit the nearest GSIS branch or reach them out through their official website –

Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.


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