Guide on Whether A Credit Card is Required in Applying for Home Credit Cash Loan or Not
HOME CREDIT CASH LOAN – Here is a guide on whether a credit card is required in applying for the said Home Credit loan offer or not.
Undeniably, nowadays, a lot of people are usually running out of cash. Meanwhile, there are a lot of turn-tos now including the loans offered by the different entities – government agencies, lending companies, and banks.
With regards to the lending companies, one of those that have rapidly risen to fame is the Home Credit Philippines. Have you seen these agents usually wearing white or red polo shirts in shopping malls and assisting clients in their application?
Home Credit has deployed agents in almost all shopping malls around the country. They carry out the details of the company’s offer to the clients – like the Home Credit Cash Loan and the Product Loan offers.
There are only a few requirements in applying for the Home Credit Cash Loan. You don’t need a credit card in applying for it. You only need to prepare two (2) valid IDs.
For the list of the IDs accepted by the lending company in the application, you may visit –
Home Credit Loan – List of IDs Accepted in Applying For Loan. To be eligible for the said loan offer, the applicant must be:
- a Filipino citizen
- between 18 to 68 years old
- having a stable source of income (employed, self-employed, businessman, pensioner, remittance receiver)
With regards to how much you can borrow, it will depend on the offer of the lending company. The repayment term or the loan term would depend on the preference of the client. You may pay for it in six (6), nine (9), twelve (12), or twenty-four (24) months.
You may apply for the said Home Credit loan offer online. You may visit – HOME CREDIT CASH LOAN – How To Apply For It Through the Home Credit App.
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