Pag-IBIG Housing Loan Requirements: What To Prepare In Applying

List of Pag-IBIG Housing Loan Requirements Applicants Must Prepare

PAG-IBIG HOUSING LOAN REQUIREMENTS – Here is a list of the requirements that applicants of the Pag-IBIG Housing Loan must prepare.

Pag-IBIG Fund offers several types of loans to its members. One of those that has a lot of applicants is its housing loan – visibly because many acquired houses they can call their own through it.

The Pag-IBIG Housing Loan is open for all members of the government agency who have paid not less than 24 monthly contributions. Meanwhile, if you have not reached the said qualification, you may pay for a lump sum and apply for the loan.

After making sure of your qualification for the Loan, you may take another huge step which is the preparation of the Pag-IBIG Housing Loan requirements.

Pag-IBIG Fund has set basic requirements upon the loan application and some required documents that must be submitted prior to the release of the borrowed amount.

Here is the full list of the Pag-IBIG Housing Loan requirements separating the basic from the required documents:

Basic Requirements Upon Loan Application

Housing Loan Application with recent ID photo of borrower/co-borrower (if applicable) (2 copies, HQP-HLF-068/069)
Proof of Income depending on your employment
One (1) valid ID (Photocopy, back-to-back) of Principal Borrower and Spouse, Co-Borrower and Spouse, Seller and Spouse and Developer’s Authorized Representative and Attorney-In-Fact, if applicable
Transfer Certificate of Title (TCT) (latest title, Certified True Copy). For Condominium Unit, present TCT of the land and Condominium Certificate of Title (CCT) (Certified True Copy).
Updated Tax Declaration (House and Lot) and Updated Real Estate Tax Receipt (photocopy)
Contract-to-Sell or similar agreement between the buyer and seller
Vicinity Map/Sketch of the Property

Required Documents Prior to Loan Release

TCT/CCT in the name of the borrower/co-borrower/s (if applicable) with proper mortgage annotation in favor of Pag-IBIG Fund (Owner’s Duplicate Copy)
TCT/CCT in the name of the borrower/co-borrower/s (if applicable) (Certified True Copy) with proper mortgage annotation in favor of Pag-IBIG Fund (RD’s copy)
Updated Tax Declaration (House and Lot) and Updated Real Estate Tax Receipt (Photocopy) in the name of the borrower/co-borrower/s, if applicable
Loan Mortgage Documents

Loan and Mortgage Agreement duly registered with Registry of Deeds with original RD stamp (HQP-HLF-162/163)
Deed of Absolute Sale duly registered with Registry of Deeds with original RD stamp
Duly accomplished/notarized Promissory Note (HQP-HLF-086/087)
Disclosure Statement on Loan Transaction (HQP-HLF-085)

You may submit these requirements together with your duly-accomplished Pag-IBIG Housing Loan application form to any office of the government agency.

Have the documents and the form checked by the receiving personnel. You will be assisted on the process observed in the specific branch.

Thank you for visiting our website. Hopefully, we have helped you on the requirements for a house loan offered by Pag-IBIG Fund.