Guide on Re-Applying for Home Credit Loan Following Disapproved Application
HOME CREDIT LOAN – Here is a guide on whether you can re-apply for this offer of Home Credit Philippines if your application was disapproved or not.
Nowadays, one of the fastest ways to get your target gadget, device, appliance, or furniture without paying for it in full is through Home Credit Philippines. This lending firm has rapidly rose to fame because of its excellent offers.
Home Credit offers loans to the public. It can help you get your target product and bring it home and enjoy its benefits while paying for it in installment basis. It also offers flexible options in terms of payment.
Under the approved Home Credit Loan, you can adjust the downpayment and as well as the monthly amortizations. The former depends on the latter while the latter is affected by the loan term – 9, 12, or 24 months.
In applying, Home Credit has set eligibility requirements and as well as documentary requirements. To be eligible, the applicant must be:
- a Filipino citizen
- at least 18 years old but not more than 68 years old
- having a stable income (employed, self-employed, businessman, pensioner, regular remittance receiver)
Requirements in Applying:
- Two(2) valid IDs
- one must contain your current address
- one must be a primary ID
Do you want to apply for a loan to get your target gadget, device, appliance, or furniture? For a guide on the process and the requirements in applying, you may visit – How To Apply For Loan To Buy Gadget / Appliance.
What if my Home Credit loan application was disapproved, can I re-apply?
According to Home Credit Philippines, you can re-apply but after three(3) months. Your application will still depend on the approval of the firm.
Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.
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