GSIS CONSOLIDATED LOAN: List of Loanable Amounts Based on Contribution

List of Loanable Amounts Under GSIS Consolidated Loan Based on Contribution of Borrower

GSIS CONSOLIDATED LOAN – Here is a list of the loanable amounts under the Government Service Insurance System (GSIS) Enhanced Conso-Loan Plus based on borrower’s contribution.

The social insurance institution in the Philippines wherein government employees are a member of is the GSIS. It is a state-run insurance institution that has a lot of benefits to its members.

To be eligible for the benefits of the GSIS, a member should pay for the GSIS monthly contributions and meet the specified number of total contributions depending on the benefit.

Among the GSIS Benefits are the life insurance, the unemployment, the separation, and the retirement benefits. Aside from it, the social insurance institution also offers loans to its active members.

The social insurance institution offers the GSIS Consolidated Loan, the Policy Loan, and the Emergency Loan.

With regards to the consolidated loan, it is a loan that will consolidate into a single loan all the member’s outstanding loans such as the:

  • Salary Loan
  • Restructured Loan
  • Enhance Salary Loan
  • Emergency Loan
  • Summer One-Month Salary loans

With regards to the loanable amounts under the GSIS Consolidated Loan, it will depend on the number of monthly contributions paid by the borrower.

GSIS Consolidated Loan

Based on the official website, here is a list of the loanable amounts under the GSIS Consolidated Loan based on the contribution:

Minimum Premium Payment Required: 25 Years
Maximum Loanable Amount Based on Basic Monthly Salary: 14-Month Loan

Min. Premium Payment Required: 15 Years
Max. Loanable Amount Based on Basic Monthly Salary: 12-Month Loan

Min. Premium Payment Required: 10 Years
Max. Loanable Amount Based on Basic Monthly Salary: 10-Month Loan

Min. Premium Payment Required: 5 Years
Max. Loanable Amount Based on Basic Monthly Salary: 7-Month Loan

Min. Premium Payment Required: 40 Months
Max. Loanable Amount Based on Basic Monthly Salary: 4-Month Loan

Min. Premium Payment Required: 20 Months
Max. Loanable Amount Based on Basic Monthly Salary: 3-Month Loan

Are you interested in applying for the GSIS Conso-Loan? You may visit:
GSIS CONSO-LOAN: Benefits of this Loan & How To Apply For It.

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