Guide On If You Can Apply for Higher Home Credit Cash Loan Amount Compared to the Offer
HOME CREDIT CASH LOAN – Here is a guide on whether you can apply for a higher amount than the Home Credit offer or not.
Undeniably, in the Philippines, one of the most prominent companies that offer loans is Home Credit Philippines. It has agents in almost all shopping malls nationwide. They are tasked to assist the clients in applying for a loan.
With regards to the loan offers, the company got a product loan and as well as a cash loan. Both loans are open for existing and new clients depending on certain provisions.
Under the Home Credit Product Loan, you may achieve your target device, appliance, or gadget and enjoy its benefits while paying for it in installment. You only have to prepare a little amount for the downpayment which is usually 30% of the selling price of the product.
If you are in need of some financial assistance to make ends meet or reach a personal goal, you may apply for the Home Credit Cash Loan. For existing clients, you may receive some offer through a text message and it indicates the amount you may borrow.
Can you borrow higher than the amount that is offered through the Home Credit Cash Loan?
According to Home Credit, an existing client who received an offer may not borrow an amount higher than what is stated in the offer. On the other side, he or she may apply for a loan amount that is lower than the amount stated in the offer.
You may like to know how much you can borrow under this offer. Feel free to visit – Minimum & Maximum Amounts You Can Borrow.
The processes in applying for the loan offer may differ depending on whether you are an existing client or a new client. For the steps on how to apply and the requirements that you need to bring, visit – How To Apply For Cash Loan To Home Credit Philippines.
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